Frequently Ask Questions
We offer personal, business, home, education, and vehicle loans. Each type is tailored to specific needs and repayment abilities. Loan terms and interest rates vary by product.
You can apply online or visit our branch. Submit the required documents such as ID proof, income proof, and bank statements.
Eligibility depends on your income, credit score, age, and employment status. Some loans require collateral or guarantors.
Loan approval can take as little as 24–48 hours for eligible applicants. It depends on the completeness of documents and credit verification.
Interest rates vary based on loan type, tenure, and your credit profile. Personal loans may start around 10–15%, while home loans are usually lower.
Yes, we assess overall financial health, not just credit scores. You may qualify for smaller or secured loans. Improving your credit over time helps unlock better terms.
Commonly required documents include ID proof, address proof, income proof, and bank statements. Business loans may need financial statements and registration documents.
Yes, we support startups through business loans, credit lines, and investor-backed funding. We assess your business model, financials, and growth potential.
Not always. Personal and small business loans are often unsecured. Secured loans like home or vehicle loans need collateral.
Yes, early repayment is allowed for most loans. Some may include a small prepayment fee. Prepaying helps save on interest over time.
Tenure ranges from 6 months to 30 years, depending on the loan type. You can choose a term based on your comfort and income. Longer tenures reduce EMIs, while shorter ones save on interest.
EMI depends on loan amount, interest rate, and tenure. We use a standard EMI formula to compute monthly payments.
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What Our Clients Say
Jancy
CEO
Johnson
Finance Manager